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IBN offers FDIC Insured Instruments through various providers. These providers networks enable institutions to offer depositors access to FDIC insurance for their entire account*, all through a single financial relationship. This level of security is otherwise cumbersome or very costly to achieve. Clients earn interest at a rate set by the participating institution of their choice. Deposit rates often compare favorably to Treasuries and government money market funds and avoid the risks associated with prime funds, such as a valuation risk.
